Skip to main content
Home »

News

Flexible Spending Accounts & Vision Benefits

Prescription Eyeglasses & Eye Exam at Unger Eye Care

Prescription Eyeglasses & Eye Exam at Unger Eye Care

Over 50% of consumers didn’t use their vision benefits last year! Make the most of your 2021 vision benefits by understanding what your Flexible Spending Account and Health Savings Account cover.

How Does FSA Work?

When you sign up for an FSA, money from each paycheck is automatically deposited into an account. An FSA provides you with tax-free dollars that can be used to pay for health care expenses, including eye care needs.

An FSA usually covers vision expenses like:

  • Copayments and deductibles (but not insurance premiums)
  • Routine eye exams
  • Contact lenses
  • Prescription sunglasses

But here’s the catch: You must use your FSA benefits or you’ll lose them since they don’t roll over to the next year, unless your employer offers a short grace period to use the previous year’s benefits. To take advantage of this valuable benefit, schedule your annual eye exam.

How Does HSA Work?

Depending on your insurance plan, your employer may offer an HSA instead of an FSA. An HSA, which also offers tax-saving benefits, is typically offered with high deductible insurance plans. The difference between your FSA and your HSA is that the money put into an HSA does not have a “use it or lose it” policy. It can be used the next year.

Like an FSA you can usually utilize your HSA dollars to purchase glasses and pay for other vision-related expenses like eye exams, prescription sunglasses, and contacts.

The Importance of Eye Exams

During a comprehensive eye exam, your eye doctor can not only determine whether you need prescription glasses or contact lenses, but can also check for common eye conditions like glaucoma and cataracts.

Regularly scheduled eye exams keep you and your eye doctor up to date with changes in vision and general health as you age. During a typical eye exam, your eye doctor will perform a series of tests designed to catch eye conditions and diseases early, before they cause irreversible damage.

After the age of 40, the risk of eye diseases increases, making regular eye exams even more important. Early detection is key to preventing and detecting eye health problems.

Visit your Eye Doctor Today!

The importance of a yearly eye exam is not only about safeguarding your vision; it’s also about safeguarding your general health. By observing changes in your vision and the eye itself, your eye doctor can detect early warning signs of health issues such as diabetes, high cholesterol, and high blood pressure before serious symptoms may occur. Start the new year looking great with clear, healthy vision by using your FSA and HSA benefits Go ahead and schedule that exam with Unger Eye Care to keep your eyes healthy.

Thanksgiving – A Time to Give Gratitude for Sight

The Importance of Eye Care - Unger Eye Care

As Thanksgiving approaches we are reminded to give thanks and show gratitude for the wonderful things and people we have in our lives. As you look around you this Thanksgiving, be thankful for the gift of sight.

We should never take our ability to see clearly for granted. The best way to protect vision is to schedule regular eye exams.

The Importance of Eye Care – Unger Eye Care

Protecting your eyes should be at the top of your health priority list. That’s because 75% of visual impairment is preventable — if detected and treated early enough.

Some of the damage caused by eye disorders like glaucoma, cataracts, diabetic retinopathy, and macular degeneration can be prevented if the conditions are discovered and treated early on; but they can cause irreversible damage and even blindness if they go undiagnosed and untreated. By taking preventative measures and receiving treatment for your eye and vision problems before they become advanced, the greater your chance of maintaining clear vision and eye health.

One way to protect your eyes: Wear sunglasses, even in the winter. Sunglasses help prevent exposure to UV rays that can cause eye damage and cataracts. Make sure your sunglasses have a UV coating and the correct tinting. If you plan to wear your sunglasses in or around water or out in the snow, a polarized lens is recommended. This way your eyes are fully protected.

This Thanksgiving, count your blessings and be thankful for the gift of sight by taking care of your eyes. Get your eyes examined annually, and contact your eye doctor if you believe your vision has changed in any way.

Homemade Pumpkin Pie with Caramelized Walnuts

One of the best sources of vitamin A happens to be pumpkin and pumpkin pie is a delicious eye-healthy dessert. It’s a fact that 1 cup of cooked, mashed pumpkin contains about 200 percent of the recommended daily intake of Vitamin A. Vitamin A provides nourishment and protection to the eye’s macula, lens, and cornea and often improves night vision.

Try this eye-healthy pumpkin pie with caramelized walnuts. Enjoy vision healthy foods this Thanksgiving.

This Thanksgiving, count your blessings and be thankful for the gift of sight by taking care of your eyes. Get your eyes examined annually, and contact your eye doctor if you believe your vision has changed in any way.

During COVID times, taking care of our health is more important than ever. Unger Eye Care understands the importance of healthy vision. We want you to be able to experience life to its fullest. Book an appointment today

Resource – Homemade Pumpkin Pie with Caramelized Walnuts

Are Eye Problems More Common in Women Than Men?

three happy girls outdoors | Eye Exam Eye Care Vison Health

Schedule an Eye Exam or Contact Lenses Fitting At Unger Eye Care

Being a Woman Increases The Chances of Developing Eye Problems

When it comes to eye health and vision, men and women aren’t created equal. It might surprise you to learn that, worldwide, two-thirds of all cases of blindness and visual impairment occur in women.

Read on to learn why being a woman increases the chances of developing eye problems, and how regular visits to your eye doctor can help.

Longer Life Expectancy

Women live about 5 years longer than men on average. Moreover, women tend to remain healthier longer than their male counterparts. According to the World Health Organization, the average woman can expect to live a full 70 years before experiencing a major disease or injury, compared to 67 healthy years for a man.

But a woman’s increased life expectancy has significant implications when it comes to her eye health and vision. Age is a major risk factor for conditions and diseases like glaucoma, cataracts, macular degeneration, diabetic retinopathy, and dry eye syndrome.

The longer a woman lives, the more likely that she will develop a serious eye condition or disease.

Hormones

Women experience a remarkable amount of hormonal fluctuation throughout their lifespan. Puberty, pregnancy, and menopause all cause surges of estrogen, which can affect vision. Taking birth control pills also can cause visual or ocular symptoms, due to the varying levels of progesterone and estrogen.

Fluctuating estrogen levels can result in dry eye syndrome, which causes uncomfortable symptoms like red, itchy, watery eyes and, if untreated, possibly eye damage. Some women also experience blurred vision during estrogen surges. This is common during pregnancy but vision tends to normalize shortly after birth.

Medications

In almost every society around the world, women take more medication than their male counterparts. This includes both prescription and over-the-counter medications. What many don’t know is that several of these medications can pose significant risks to your eye health and vision, if taken in high dose and over an extended period of time.

Some medications that can affect your eyes include corticosteroids, antihistamines, antimalarials, and antipsychotic and antidepressant medications. Always consult your doctor before taking any prescription or nonprescription medications.

Autoimmune disorders

An autoimmune disease occurs when the body’s own immune system backfires and attacks the body’s own tissue. While the exact reason is still unclear, it is well documented that women have far more autoimmune diseases than men.

According to The National Institutes of Health, 75% of people living with an autoimmune disease are female. Some common autoimmune disorders that impact eye health include rheumatoid arthritis, Sjorgen’s syndrome, multiple sclerosis, lupus, and Graves’ disease (hyperthyroidism). These can cause symptoms like dry and red eyes, foreign-body sensation, pain, changes in vision, and sometimes vision loss.

What Can Women Do To Preserve Their Eye Health?

Whether you are male or female, taking a preventative approach to eye care is the best way to preserve your vision.

Eat a healthy diet rich in vitamins A, C, E, Omega-3’s, and zinc to support eye health. Quit or reduce smoking if you haven’t already. Also, limit your alcohol intake.

In addition to healthy lifestyle choices, a key factor in minimizing your risk of eye disease is seeing your eye doctor regularly.

Having frequent comprehensive eye exams allows your eye doctor to screen your eyes for early signs of disease. By detecting eye disease early, you’ll increase your chances of receiving effective treatment and preserving your vision.

Unger Eye Care optometrists in Troy, Illinois provide expert eye exams and quality eye care services.

Call Unger Eye Care to schedule your comprehensive eye exam today.

REFERENCES

Women are at Higher Risk for Eye Disease than Men

5 Reasons Why Women are at Higher Risk of Eye Disease

WHAT MAKES WOMEN MORE SUSCEPTIBLE TO EYE DISEASES

Ocular Manifestations of Autoimmune Disease

Use It Or Lose It | Why You Should Use Your Eye Care Benefits Now

Eyeglasses and Contact Lenses in Troy, Illinois

Eyeglasses and Contact Lenses in Troy, Illinois

As 2020 comes to a close, many people are left with unused eye-care benefits in their Flexible Spending Accounts (FSA). FSAs are non-taxed savings accounts that allow you to pay for out-of-pocket medical expenses. What you may not know is that many of these benefits will expire at the end of December.

When it comes to FSA benefits, there isn’t a “roll-over” option, so it’s wise to take advantage of your hard-earned dollars before they expire and you can no longer use them.

What Can You Get With Your Vision Benefits?

Because coverage plans can vary, speak to your plan provider and ascertain the specifics of what’s included in your plan.

Many, if not all, plans entitle you to a yearly comprehensive eye exam. Your plan also may include 1 or more pairs of glasses, contact lenses, and eye care accessories. Specific optical options on your eyeglasses can include specialized lens coatings, upgraded lens designs, and lens tints that may or may not be included in your policy. If you don’t already have a quality pair of UV-blocking sunglasses, this is a great time to make the purchase.

Check with your plan provider about using your benefits for a family member. The end of the year is a great time for children to have their eyes examined since they rely heavily on their eyesight for schoolwork and learning.

Why Have an Annual Eye Exam?

Using your eye care benefits is not just a matter of saving money, but also a way to preserve your gift of sight. Visiting your eye doctor annually boosts the chance that any changes in your eye health and vision can be detected and addressed early on.

A comprehensive eye exam checks for any deterioration in your vision, as well as for eye conditions and diseases like dry eye, cataracts, glaucoma, and macular degeneration. It also gives you the opportunity to ask any eye-health and vision related questions you may have.

Moreover, eye exams may help discover and diagnose other health issues, such as allergies, high blood pressure, high cholesterol, diabetes, and even brain tumors. Eye exams are an essential part of maintaining your overall health.

Act Now Before Time Runs Out

Not using your benefits is comparable to leaving money on the table and walking away. We can help you take advantage of your FSA funds by providing eye exams and offering a wide array of eyeglass frames and contact lenses to choose from.

For more information or to schedule your eye exam, call Unger Eye Care in Troy.

REFERENCES
Vision Insurance Benefits Expire at Year’s End – Use Them or Lose Them!
4 Reasons To Use Your Vision Benefits Before The End of The Year

Practice Update – Important

As a valued patient of Unger Eye Care, we appreciate the trust you place in us and our staff to your care. With the current environment, it’s important for all of us to take smarter and more conscious steps to ensure your health and safety with your experience at Unger Eye Care.

There is no higher priority than the safety of our customers and employees. We stay updated with the very latest information from the Centers for Disease Control (CDC), the World Health Organization (WHO), medical professionals, government agencies and our own internal staff to stay on top of this evolving situation.

We have shared specific instructions with our employees, and we are taking the following precautions:

  • Washing our hands frequently
  • Using hypochlorous acid disinfectant in between hand-washing after each patient encounter.
  • Using hypochlorous acid disinfectant on knobs, counters, frames, desk space, examination rooms, testing equipment, etc multiple times per day.
  • Disinfecting frames after handling.
  • Requiring any staff person feeling ill, with fever or cough, to stay home.

We are asking patients to do the following:

  • If you are feeling ill, with fever or cough, please stay home. Call the office (618) 667-2020 we will be happy to reschedule you for a day you are feeling better.
  • Use pure&clean hypochlorous acid available at the front desk prior to signing in for your appointment or product pickup.
  • Ask hands or use pure & clean prior to handling glasses or magazines.

According to the most recent information from the CDC, for most people, the immediate risk of being exposed to the virus that COVID-19 is thought to be low. We want you to feel confident in your care at Unger Eye Care that we are putting your health and safety first.

We also know that many of you have scheduled appointments with us. If you have any concerns, simply call us to reschedule your appointment.

Thank you, Unger Eye Care

Safety Update

As a valued patient of Unger Eye Care, we appreciate the trust you place in us and our staff to your care. With the current environment, it’s important for all of us to take smarter and more conscious steps to ensure your health and safety with your experience at Unger Eye Care.

There is no higher priority than the safety of our customers and employees. We stay updated with the very latest information from the Centers for Disease Control (CDC), the World Health Organization (WHO), medical professionals, government agencies and our own internal staff to stay on top of this evolving situation.

We have shared specific instructions with our employees, and we are taking the following precautions:

  • Washing our hands frequently
  • Using hypochlorous acid disinfectant in between hand-washing after each patient encounter.
  • Using hypochlorous acid disinfectant on knobs, counters, frames, desk space, examination rooms, testing equipment, etc multiple times per day.
  • Disinfecting frames after handling.
  • Requiring any staff person feeling ill, with fever or cough, to stay home.

We are asking patients to do the following:

  • If you are feeling ill, with fever or cough, please stay home. Call the office (618) 667-2020 we will be happy to reschedule you for a day you are feeling better.
  • Use pure&clean hypochlorous acid available at the front desk prior to signing in for your appointment or product pickup.
  • Ask hands or use pure & clean prior to handling glasses or magazines.

According to the most recent information from the CDC, for most people, the immediate risk of being exposed to the virus that COVID-19 is thought to be low. We want you to feel confident in your care at Unger Eye Care that we are putting your health and safety first.

We also know that many of you have scheduled appointments with us. If you have any concerns, simply call us to reschedule your appointment.

Thank you, Unger Eye Care

coronavirus

x

Routine exams, medical testing, product pickup & adjustments by appointment only. We have updated our protocols to keep our patients, staff and community safe.

What you need to know before your upcoming appointment:
If you have had or come in contact with someone with COVID, ran a fever over 100.4, or had other symptoms within the prior 14 days to your appointment please call to reschedule.
Call 618-667-2020 When You Arrive
It is Mandatory to Wear a Mask into the Office
We Will Take Your Temperature and Sanitize Your Hands Upon Arrival
Only the Patient (plus guardian for under 18) Should Enter the Office
Stay up to date on our COVID-19 pandemic protocols Read Our Blog Post…